Watertown, NY

Watertown, NY

NMLS#: 115231
21101 NYS Rte 12F
Suite 2
Watertown, NY 13601
State Licensing

Branch Manager: Patrick Wolf

About us

About Our Office:

The Watertown, NY branch aims to provide old-fashioned and friendly customer service while offering cutting-edge mortgage products.  At Homestead Funding Corp., you will be given personal, face to face service so that we may answer and respond to any of your questions and potential concerns. Our branch offers service not only to Jefferson County, but to Lewis, St. Lawrence, and Oswego Counties as well. We recognize that each client who comes to us needs our time and attention to find and form a plan tailored to their specific mortgage situation.

With over 50 years of combined experience, we are qualified to walk our clients through our various product options such as VA, FHA, USDA, and first time home buyer loans. Wherever the loan process takes you, we’ll be by your side to guide you through to the end. We even host our own closings on site at the office in order to further improve your experience and bring ease to the process. When we are not helping you with your home financing needs, we are playing an active role in our community through our involvement with the Tri-County chapter of the Women’s Council of Realtors, the Jefferson Lewis Board of Realtors, and by supporting the Stage Notes Performers. 

About Watertown:

Located in the central part of Jefferson County, 30 miles south of the Ontario border, Watertown, New York has its name because of the many waterfalls that can be found on the Black River which flows through the city and into Lake Ontario. The children in the city of Watertown are mainly served by the public schools in the Watertown City School District, but there are also various private school options. The city works to create an environment and a community that honors the health and welfare of its citizens.

  • Popular stops: New York State Zoo, Thompson Park, Sackets Harbor, Alex Duffy Fairgrounds
  • Near the Thousand Islands Region
  • Closest major community to the US Army Base at Fort Drum
  • Low crime rate and responsive emergency services
  • Numerous community-based clubs and organizations for people of all ages to join and enjoy
  • Surrounded mostly by rural space, making it a commercial and financial center for the area

Buy a Home

Whether you are a first-time homebuyer or have purchased a home before, we can help you throughout the mortgage process. We are here for you!

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Refinance a Home

If you already have found your dream home, Homestead Funding offers competitive rates for people who are looking to refinance their home.

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Renovate a Home

Finance or refinance a home in need of updates with one of our renovation programs. Options available to depending on the scope and type to your project.

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State Licensing

Licensed Mortgage Banker - NYS Department of Financial Services - # B500411